Eric I. Goldberg is a Seattle-based fintech partner with deep expertise in consumer financial services regulations, payments, and lending. With over 20 years of experience spanning federal regulatory work and private practice, Eric is widely respected on both coasts. He is a trusted name in the Bay Area fintech industry and, until 2018, served as senior regulatory counsel at the Consumer Financial Protection Bureau, where he shaped national policy on consumer finance. His broad institutional experience positions him as an essential advisor to both established firms and emerging fintech disruptors.
Eric helps financial institutions and startups develop compliant business models through managing federal regulatory requirements, state licensing strategies, and bank partnerships. His particular expertise in lending, payments, and fintech products—including Buy Now Pay Later (BNPL) and Earned Wage Access (EWA)—is deeply rooted in his CFPB regulatory experience. He advises on traditional banking regulatory issues as well as emerging payment services and cutting-edge fintech innovations involving cryptocurrency and stablecoins, card issuance, Fed master accounts, AI and agentic payments, money transmission, and consumer data aggregation services. Eric also evaluates UDAAP risk and counsels on complex legal frameworks including EFTA, TILA, TISA, GLBA, BSA, MLA, the Dodd-Frank Act, the Federal Reserve Act, the FDIC Act and the FTC Act.