For more than 20 years, Mr. Raman has represented financial institutions in connection with their most complex and significant government investigations, class action litigation, enforcement, regulatory and administrative actions. He repeatedly has been ranked in Band 1 in Chambers USA: America’s Leading Lawyers for Business, where he is described as one of the industry’s finest civil litigators and a sought-after expert on issues that dominate the consumer finance space.
Mr. Raman’s work has spanned the entire range of consumer financial services issues, and has involved some of the most significant matters in the field, including numerous representations in the areas of fair lending; unfair, deceptive and abusive acts or practices; subprime lending; automobile finance; credit reporting; mortgage fraud; redlining; credit card practices; and mortgage loan servicing.